secwatch.observer — SEC 8-K summary
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Issuer:     ENB Financial Corp (ENBP)
CIK:        0001437479
Form:       8-K/A
Filed at:   2026-04-17T23:59:59+00:00
Accession:  0001174947-26-000488
Event type: m_and_a
Sentiment:  negative
Materiality: 0.60
Item codes: 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ENB Financial completes Cecil acquisition; Cecil's net income fell 68% to $190k in 2024
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- Cecil Bancorp net income $190k in 2024 vs $591k in 2023; EPS $0.01.
- Total assets $223.5M, loans $168.5M, deposits $190.9M at Dec 31, 2024.
- Net interest income $7.4M, down from $7.8M; provision for credit losses $1.215M.
- Noninterest income boosted by $778k insurance proceeds; fraud loss of $806k in noninterest expense.
- Acquisition closed Feb 1, 2026; this amendment provides required audited and pro forma financials.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1437479/000117494726000488/0001174947-26-000488-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1437479/000117494726000488/form8ka-35730_enbf.htm
  HTML page:      https://secwatch.observer/filing/0001174947-26-000488

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