NI Holdings Q1 EPS $0.60 vs $0.31; combined ratio improves to 79.7%

NI Holdings, Inc.

2026-Q1 EPS reported $0.60 revenue$59,602,000

Gross premiums written $57.5M, down 15.1% YoY, driven by exit from Non-Standard Auto.
Combined ratio improved to 79.7% from 94.4%, driven by Home & Farm and Private Passenger Auto.
Net income $12.5M, up 93.6%; basic EPS $0.60 vs $0.31 in prior year quarter.
Net investment income $2.7M, down 6.4% on lower average fixed income portfolio.
Growth in Home & Farm (+7.3%) and All Other (+60.0%) partially offset auto declines.

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