{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-26-000694","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2026-07-20T15:36:11+00:00","discovered_at":"2026-07-20T15:37:00.462320+00:00","generated_at":"2026-07-20T15:37:05.959867+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Muncy Columbia Financial Q2 net income $7.155M ($0.67 EPS), up 24% YoY; 3-for-1 stock split","bullets":["Net income $7.155M ($0.67 EPS) vs $5.768M ($0.54 EPS) in Q2 2025; six-month net income $14.311M ($1.35 EPS).","Net interest margin (FTE) 4.37% vs 4.04% a year ago; net interest income up $1.961M to $16.769M.","Non-performing assets fell to 0.53% of total assets ($8.881M) from 0.72% ($11.978M) at Dec 31, 2025.","Total cash dividends declared $0.155 per share in Q2 2026; special one-time dividends of $0.333 per share YTD.","Board declared 3-for-1 stock split (200% stock dividend) effective May 15, 2026; all per-share amounts adjusted."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-26-000694","json":"https://secwatch.observer/filing/0001174947-26-000694.json","markdown":"https://secwatch.observer/filing/0001174947-26-000694.md","text":"https://secwatch.observer/filing/0001174947-26-000694.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000117494726000694/0001174947-26-000694-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000117494726000694/form8k-36117_ccfn.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-20T15:37:05.959867+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}