secwatch.observer — SEC 8-K summary
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Issuer:     MUNCY COLUMBIA FINANCIAL Corp (CCFN)
CIK:        0000731122
Form:       8-K
Filed at:   2026-07-20T15:36:11+00:00
Accession:  0001174947-26-000694
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Muncy Columbia Financial Q2 net income $7.155M ($0.67 EPS), up 24% YoY; 3-for-1 stock split
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- Net income $7.155M ($0.67 EPS) vs $5.768M ($0.54 EPS) in Q2 2025; six-month net income $14.311M ($1.35 EPS).
- Net interest margin (FTE) 4.37% vs 4.04% a year ago; net interest income up $1.961M to $16.769M.
- Non-performing assets fell to 0.53% of total assets ($8.881M) from 0.72% ($11.978M) at Dec 31, 2025.
- Total cash dividends declared $0.155 per share in Q2 2026; special one-time dividends of $0.333 per share YTD.
- Board declared 3-for-1 stock split (200% stock dividend) effective May 15, 2026; all per-share amounts adjusted.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731122/000117494726000694/0001174947-26-000694-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731122/000117494726000694/form8k-36117_ccfn.htm
  HTML page:      https://secwatch.observer/filing/0001174947-26-000694

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