{"schema_version":"secwatch.filing_event.v1","accession":"0001174947-26-000701","form_type":"8-K","ticker":"MGYR","cik":"0001337068","company_name":"Magyar Bancorp, Inc.","filed_at":"2026-07-23T20:02:47+00:00","discovered_at":"2026-07-23T20:04:04.684709+00:00","generated_at":"2026-07-23T20:04:11.742388+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Magyar Bancorp Q3 net income up 25% to $3.1M; declares $0.10 dividend","bullets":["Net income $3.1M for Q3 ended June 30, 2026, up 25% from $2.5M year ago; diluted EPS $0.49 vs $0.40.","Net interest margin expanded 30 bps to 3.65%; net interest income up 15.2% to $9.4M.","Board declared $0.10 per share quarterly dividend, payable Aug 20, 2026 to holders of record Aug 6, 2026.","Total assets $1.048B, up 5.1% from Sept 30, 2025; non-performing loans only 0.04% of total loans.","Book value per share $19.61; repurchased 25,825 shares at avg $17.55 during nine months."],"urls":{"canonical":"https://secwatch.observer/filing/0001174947-26-000701","json":"https://secwatch.observer/filing/0001174947-26-000701.json","markdown":"https://secwatch.observer/filing/0001174947-26-000701.md","text":"https://secwatch.observer/filing/0001174947-26-000701.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1337068/000117494726000701/0001174947-26-000701-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1337068/000117494726000701/form8k-36115_mgyr.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:04:11.742388+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}