NI Holdings Q2 2026: net income $146K vs $12.1M loss; combined ratio improves to 107.7%

NI Holdings, Inc.

2026-Q2 EPS reported $0.61 revenue$129,836,000

Q2 net income $146K ($0.01 basic EPS) vs $(12.1M) loss ($(0.57) EPS) in Q2 2025.
Gross premiums written $107.2M, down 4.1% YoY; Non-Standard Auto down 98.9% on strategic exit.
Combined ratio 107.7% vs 125.1% YoY; pre-tax catastrophe loss $15.0M vs $20.0M prior year.
All Other premiums +46.7% on assumed farm bureau reinsurance; Crop +8.8%; net investment income $2.8M (-10.7%).
H1 2026 net income $12.7M ($0.61 EPS) vs $(5.6M) loss; CEO cites favorable reserve development.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.