Muncy Columbia Q3 2026 EPS falls to $0.57 from $0.63; $2.4M securities loss hits non-interest income

MUNCY COLUMBIA FINANCIAL Corp

Net income $6.043M, or $0.57/share, vs $6.719M, or $0.63/share, in Q3 2025; return on average assets 1.42% vs 1.63%.
Net interest income $17.633M, up $1.982M YoY, as interest expense fell $617K; fully-tax-equivalent net interest margin 4.54% vs 4.15%.
Non-interest income dropped $2.281M to $611K after $2.404M realized losses on available-for-sale securities sold in a balance sheet repositioning; proceeds reinvested at higher yields.
Provision for credit losses $942K vs $479K a year ago; allowance to total loans 0.91% vs 0.85% at Dec 31, 2025; non-performing assets 0.67% of total assets.
Q3 dividend $0.155/share vs $0.150; nine-month dividends $0.797 including a $0.333 special; 3-for-1 split effective May 15, 2026, all per-share figures restated.

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