{"schema_version":"secwatch.filing_event.v1","accession":"0001185185-23-000645","form_type":"8-K","ticker":"IVFH","cik":"0000312257","company_name":"INNOVATIVE FOOD HOLDINGS INC","filed_at":"2023-06-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.721436+00:00","generated_at":"2026-06-13T21:54:40.049487+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Innovative Food Holdings refinances with $9.06M USDA-guaranteed term loan maturing 2048","bullets":["New term loan of $9,057,840 from MapleMark Bank; USDA guarantees 80%.","Maturity extended from 2023 to June 13, 2048; interest at Base Rate+1.25% (floor 4.50%).","Monthly principal+interest payments of $80,025.01, starting July 1, 2023.","Existing FL/IL loan ($356,800) modified, maturity extended to 2033, rate 6.64%.","Revolving credit facility increased to $3.0M and termination extended to May 27, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001185185-23-000645","json":"https://secwatch.observer/filing/0001185185-23-000645.json","markdown":"https://secwatch.observer/filing/0001185185-23-000645.md","text":"https://secwatch.observer/filing/0001185185-23-000645.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/312257/000118518523000645/0001185185-23-000645-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/312257/000118518523000645/innovfood20230620_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T21:54:40.049487+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}