{"schema_version":"secwatch.filing_event.v1","accession":"0001185185-23-001177","form_type":"8-K","ticker":"RVYL","cik":"0001419275","company_name":"RYVYL Inc.","filed_at":"2023-11-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.006525+00:00","generated_at":"2026-06-08T04:50:44.767339+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"RYVYL Q3 revenue record $17.5M (+64% YoY); Q4 guidance $19-21M","bullets":["Q3 revenue of $17.5M vs $10.6M YoY, a 64% increase; processing volume $861M above guidance of $720-800M.","Net loss narrowed to $3.1M ($0.60 loss per share) from $15.9M ($3.37 loss per share) in Q3 2022.","Q4 2023 revenue outlook of $19-21M on processing volume of $900M-$1.0B; Q3 EU revenue up 100% to $5.0M.","Appointed George Oliva as CFO, replacing interim CFO Gene Jones; convertible note exchange reduced debt by $6M.","Cash, cash equivalents and restricted cash at $68.4M; $15.8M unrestricted; completed 1-for-10 reverse stock split."],"urls":{"canonical":"https://secwatch.observer/filing/0001185185-23-001177","json":"https://secwatch.observer/filing/0001185185-23-001177.json","markdown":"https://secwatch.observer/filing/0001185185-23-001177.md","text":"https://secwatch.observer/filing/0001185185-23-001177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419275/000118518523001177/0001185185-23-001177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419275/000118518523001177/ryvyl20231113_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T04:50:44.767339+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2a7a119a73a17c877c9f44c0208571dc9f46f8cd","claim":"RYVYL Inc. reported third quarter ended September 30, 2023 results: revenue $17.5 million.","evidence_excerpt":"Record quarterly revenue of $17.5 million versus $10.6 million during the same time period in 2022, a 64% increase.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419275/000118518523001177/0001185185-23-001177-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Revenue","value":"$17.5 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"cf40d7183938b54bd56b110a4650c2b2e8f52bb9","claim":"RYVYL Inc. reported quarter ended September 30, 2023 results: revenue $17.5 million.","evidence_excerpt":"Revenue increased by $6.9 million, or 64%, to $17.5 million for the quarter ended September 30, 2023, from $10.6 million for the year-earlier quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1419275/000118518523001177/0001185185-23-001177-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2023"},{"label":"Revenue","value":"$17.5 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}