{"schema_version":"secwatch.filing_event.v1","accession":"0001185185-25-000162","form_type":"8-K","ticker":"RVYL","cik":"0001419275","company_name":"RYVYL Inc.","filed_at":"2025-02-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.582986+00:00","generated_at":"2026-05-25T22:56:06.632894+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"RYVYL reports prelim 2024 revenue $56M, guides 2025 revenue $80-90M with mid-40s gross margin","bullets":["Preliminary 2024 revenue $56.0M (in-line with $56-60M guidance); expects audited results mid-March.","2025 revenue guidance $80-90M (~50% growth at midpoint); expects gross margin to mid-40s%, positive adj. EBITDA and operating cash flow in H2 2025.","Balance sheet: retired Series B Preferred, reduced Note to $4M, increased equity by >$50M without dilution.","Plans to terminate RYVYL EU asset sale by paying $16.5M; exploring fundraising up to $24M via S-1 and other options.","Total 2024 processing volume $4.49B; international mix rising, revenue as % of processing trending down to 1.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0001185185-25-000162","json":"https://secwatch.observer/filing/0001185185-25-000162.json","markdown":"https://secwatch.observer/filing/0001185185-25-000162.md","text":"https://secwatch.observer/filing/0001185185-25-000162.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1419275/000118518525000162/0001185185-25-000162-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1419275/000118518525000162/rvyl8k022525.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T22:56:06.632894+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}