---
schema_version: "secwatch.filing_event.v1"
accession: "0001185185-26-000106"
form_type: "8-K/A"
ticker: null
cik: "0001766526"
company_name: "Tectonic Financial, Inc."
filed_at: "2026-01-09T23:59:59+00:00"
generated_at: "2026-05-16T11:04:47.593758+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Tectonic Financial files pro forma for Spinco separation; 9M 2025 pro forma net income $9.1M vs $14.2M historical

## Summary
- Pro forma balance sheet at Sep 30, 2025: total assets $1.098B, equity $153.5M (historical equity $119.2M).
- 9M 2025 pro forma net income available to common $7.6M ($1.45 diluted EPS) vs historical $12.7M ($1.85).
- FY 2024 pro forma net income includes $27.3M gain on spin-off; diluted EPS $5.96 vs historical $1.67.
- Shares outstanding reduced by 1,529,880 to 5,546,556 pro forma due to spin-off distribution.
- Company received $35M cash from Spinco promissory note on separation.

## SEC filing metadata
- accession: 0001185185-26-000106
- form_type: 8-K/A
- cik: 0001766526
- company_name: Tectonic Financial, Inc.
- filed_at: 2026-01-09T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1766526/000118518526000106/0001185185-26-000106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1766526/000118518526000106/tectp8ka1010926.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001185185-26-000106
- JSON: https://secwatch.observer/filing/0001185185-26-000106.json
- Plain text: https://secwatch.observer/filing/0001185185-26-000106.txt

## Source-grounded claims
- claim_id: 1dcfa0d21b4ab57f293f16e2b8a1709f9422efd2
  claim: Tectonic Financial, Inc. completed a disposition involving TA Continuing Shareholders.
  evidence_excerpt: reporting under Item 2.01 the completion of the separation and distribution transactions in accordance with the Separation Agreement and Plan of Distribution (the “Separation Agreement”), dated as of December 19, 2025, by and among the Company, Tectonic Advisors, LLC, a Texas limited liability company (“Spinco”), and certain equity owners (the “TA Continuing Shareholders”) of Cain Watters & Associates, LLC (“Cain Watters”), pursuant to which Spinco was separated from the Company and distributed to the TA Continuing Shareholders (collectively, the “Transaction”)
  evidence_url: https://www.sec.gov/Archives/edgar/data/1766526/000118518526000106/0001185185-26-000106-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.