secwatch.observer — SEC 8-K summary ====================================== Issuer: RYVYL Inc. (RVYL) CIK: 0001419275 Form: 8-K Filed at: 2026-09-22T12:07:47+00:00 Accession: 0001185185-26-004189 Event type: earnings Sentiment: positive Materiality: 0.60 Item codes: 7.01, 9.01 LLM model: deepseek-v4-flash:cloud@v2 Roundtable forecasts $102M 2027 revenue, $13.2M adjusted EBITDA, contingent on PAAI deal -------------------------------------------------------------------------------- - FY 2027 forecast: revenue $102.1M, gross profit $42.0M (41% margin), adjusted EBITDA $13.2M. - Q1 2027 outlook: $19.8M revenue, $0.9M adjusted EBITDA; 64 enterprise customers, 83.4M monthly users. - Forecast assumes closing of Paradium.AI partnership, which requires financing. - Company launched platform June 2026 at Cannes Lions; targeting sports, finance, tech, news verticals. - Annualized adjusted EBITDA-positive operations expected during 2027. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1419275/000118518526004189/0001185185-26-004189-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1419275/000118518526004189/rtb8k092126.htm HTML page: https://secwatch.observer/filing/0001185185-26-004189 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer