{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-22-000015","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2022-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.957659+00:00","generated_at":"2026-06-25T22:14:50.414914+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PRA Group Q1 net income $40M ($0.97 EPS); revenue $240.6M; cash collections $481M","bullets":["Net income attributable to PRA Group was $40.0M, down from $58.4M in Q1 2021; diluted EPS $0.97 vs $1.27.","Total revenues $240.6M; cash collections $481.0M, down $74.9M YoY due to lower U.S. call center and legal collections.","Portfolio purchases $147.5M, reflecting continued low U.S. supply and increased European competition.","Repurchased 0.9M shares for $39.5M at avg $45.88; $127.7M remaining under authorization.","Cash efficiency ratio 65.1%; available capacity under credit facilities $571.1M after borrowing base restrictions."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-22-000015","json":"https://secwatch.observer/filing/0001185348-22-000015.json","markdown":"https://secwatch.observer/filing/0001185348-22-000015.md","text":"https://secwatch.observer/filing/0001185348-22-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000015/0001185348-22-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000015/praa-20220509.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T22:14:50.414914+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}