{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-22-000022","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2022-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.147616+00:00","generated_at":"2026-06-24T02:36:34.671944+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PRA Group Q2 2022 net income $36.5M ($0.91 EPS); cash collections down 18.3% YoY","bullets":["Diluted EPS of $0.91 vs. $1.22 in Q2 2021; net income $36.5M down 34.8%.","Total cash collections $444.1M, down 18.3% (down 15.4% constant currency).","Portfolio purchases $231.3M, up from $219.7M a year ago, driven by Europe.","Share repurchases of $34.9M (0.8M shares); $92.7M remaining under plan.","Estimated remaining collections (ERC) $5.6B; debt to adjusted EBITDA 2.03x."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-22-000022","json":"https://secwatch.observer/filing/0001185348-22-000022.json","markdown":"https://secwatch.observer/filing/0001185348-22-000022.md","text":"https://secwatch.observer/filing/0001185348-22-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000022/0001185348-22-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000022/praa-20220808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T02:36:34.671944+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}