{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-22-000029","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2022-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.849035+00:00","generated_at":"2026-06-22T08:07:04.795892+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"PRA Group Q3 net income $24.7M ($0.63 EPS); cash collections down 15.6% YoY","bullets":["Diluted EPS $0.63 vs $0.76 in Q3 2021; net income $24.7M, down 28%.","Total cash collections $412.3M, down 15.6% (or 10.7% constant currency) from $488.4M a year ago.","Portfolio purchases $183.1M, down from $391.9M Q3 2021; forward flow commitments $1.0B.","U.S. call center collections fell 29.3% due to lower purchases; Europe cash collections up 4.2% constant currency.","Repurchased $25M of common stock (0.7M shares); $67.7M remaining under buyback plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-22-000029","json":"https://secwatch.observer/filing/0001185348-22-000029.json","markdown":"https://secwatch.observer/filing/0001185348-22-000029.md","text":"https://secwatch.observer/filing/0001185348-22-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000029/0001185348-22-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000029/praa-20221103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T08:07:04.795892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fe705000b78f162654ffae3d37b831d70ad7cc21","claim":"PRA GROUP INC reported the third quarter of 2022 results: EPS $0.63.","evidence_excerpt":"• Diluted earnings per share were $0.63. • Common stock repurchases 3 of $25.0 million, or 0.7 million shares. • Debt to Adjusted EBITDA 4 for the 12 months ended September 30, 2022 was 2.04x.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1185348/000118534822000029/0001185348-22-000029-index.htm","confidence":0.6,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"EPS","value":"$0.63"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}