{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-23-000005","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2023-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.075504+00:00","generated_at":"2026-06-18T23:13:57.378619+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PRA Group Q4 EPS $0.41 vs $0.79 YoY; cash collections down 17.3%","bullets":["Q4 net income $15.96M, diluted EPS $0.41; full-year EPS $2.94 vs $4.04 in 2021.","Total cash collections $391.7M in Q4, down 17.3% YoY (13.2% constant currency).","Portfolio purchases $288.1M in Q4, highest since Q3 2021; full-year $850.0M.","Europe cash collections set annual record on constant currency basis.","Debt to Adjusted EBITDA 2.25x; $99.4M in share repurchases during 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-23-000005","json":"https://secwatch.observer/filing/0001185348-23-000005.json","markdown":"https://secwatch.observer/filing/0001185348-23-000005.md","text":"https://secwatch.observer/filing/0001185348-23-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000005/0001185348-23-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000005/praa-20230227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T23:13:57.378619+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"80f3ec0564abc3da0b62778860e4882495548ca0","claim":"PRA GROUP INC reported financial results for fourth quarter and full year 2022.","evidence_excerpt":"On February 27, 2023, PRA Group, Inc. (the \"Company\") issued a press release announcing its fourth quarter and full year 2022 results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000005/0001185348-23-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter and full year 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}