{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-23-000031","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2023-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.331781+00:00","generated_at":"2026-06-12T03:47:25.644727+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"PRA Group reports Q2 net loss of $3.8M; portfolio purchases up 41.7% YoY to $327.8M","bullets":["Diluted EPS of $(0.10) vs $0.91 in Q2 2022; net loss of $3.8M.","Total portfolio revenue fell to $205.4M from $250.6M in prior year.","Cash collections were $419.3M, down 5.6% YoY; European core collections rose.","Portfolio acquisitions surged 41.7% to $327.8M, a Q2 record.","Debt to Adjusted EBITDA at 2.76x; available liquidity $332.5M after borrowing base."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-23-000031","json":"https://secwatch.observer/filing/0001185348-23-000031.json","markdown":"https://secwatch.observer/filing/0001185348-23-000031.md","text":"https://secwatch.observer/filing/0001185348-23-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000031/0001185348-23-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000031/praa-20230807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T03:47:25.644727+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}