{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-23-000035","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2023-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.433730+00:00","generated_at":"2026-06-08T19:09:54.429584+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"PRA Group posts Q3 net loss of $12.3M; portfolio purchases up 70% YoY to $311M","bullets":["Diluted EPS of $(0.31) vs $0.63 in Q3 2022; net loss of $12.3M includes $5.0M impairment charge.","Total portfolio purchases surged 69.9% YoY to $311.2M; Americas/Australia purchases highest since 2017.","Cash collections $419.6M, up 1.8% YoY; ERC grew for second consecutive quarter to $6.0B.","Operating expenses $173.4M, down 0.4% YoY; ex-impairment would be $168.4M.","Debt to Adj. EBITDA at 2.84x; total credit availability $1.3B as of Sept 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-23-000035","json":"https://secwatch.observer/filing/0001185348-23-000035.json","markdown":"https://secwatch.observer/filing/0001185348-23-000035.md","text":"https://secwatch.observer/filing/0001185348-23-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000035/0001185348-23-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000035/praa-20231106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T19:09:54.429584+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b529142fde58ce031826ff8141e8a4b4d6e08066","claim":"PRA GROUP INC reported third quarter of 2023 results: net income (12,262), EPS (0.31).","evidence_excerpt":"Net income/(loss) attributable to PRA Group, Inc. $ (12,262)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1185348/000118534823000035/0001185348-23-000035-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"(12,262)"},{"label":"EPS","value":"(0.31)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}