{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-24-000006","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2024-02-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.582636+00:00","generated_at":"2026-06-06T00:48:27.926915+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PRA Group Q4 GAAP EPS loss $0.22; full year diluted EPS loss $2.13","bullets":["Q4 2023: net loss $8.8M, diluted EPS $(0.22); portfolio revenue $217.4M.","Full year 2023: net loss $83.5M, diluted EPS $(2.13); portfolio purchases $1.2B (+36% YoY).","Total cash collections Q4 $410.3M, up 4.8% YoY; US collections down, Europe up.","Operating expenses Q4 up 7.6%; full year interest expense up 39.1% to $181.7M.","Company addressing US underperformance; expects meaningful profitability in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-24-000006","json":"https://secwatch.observer/filing/0001185348-24-000006.json","markdown":"https://secwatch.observer/filing/0001185348-24-000006.md","text":"https://secwatch.observer/filing/0001185348-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000006/0001185348-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000006/praa-20240215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T00:48:27.926915+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"822c815b0c949966701e58936d4d7bfc028acd62","claim":"PRA GROUP INC reported financial results for the fourth quarter and full year of 2023.","evidence_excerpt":"On February 15, 2024, PRA Group, Inc. (the “Company”) issued a press release announcing its fourth quarter and full year 2023 results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000006/0001185348-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and full year of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}