{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-24-000040","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2024-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.357570+00:00","generated_at":"2026-05-31T12:59:35.865524+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PRA Group reports Q2 net income $21.5M ($0.54 EPS) vs loss a year ago; cash collections up 13%","bullets":["Net income $21.5M ($0.54 diluted EPS) vs net loss $3.8M in Q2 2023.","Total cash collections $473.9M, up 13% YoY, driven by U.S. and Europe.","Total portfolio purchases $379.4M, third-highest quarterly in five years.","Operating expenses $195.0M, up 19.1% YoY on legal channel investments.","Forward flow commitments $385.6M; credit availability $1.4B as of June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-24-000040","json":"https://secwatch.observer/filing/0001185348-24-000040.json","markdown":"https://secwatch.observer/filing/0001185348-24-000040.md","text":"https://secwatch.observer/filing/0001185348-24-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000040/0001185348-24-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000040/praa-20240805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:59:35.865524+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}