{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-24-000047","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2024-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.864119+00:00","generated_at":"2026-05-30T06:49:52.998223+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PRA Group extends $2.3B credit facilities to 2029, improves covenant flexibility","bullets":["North American credit facility maturity extended to October 2029; commitments increased $40M to $1.548B.","UK credit facility maturity extended to October 2029; commitments reduced to $725M from $800M.","European credit facility amended to conform covenants: leverage cap 2.50x, fixed charge ratio 2.00x.","Pricing unchanged at 2.25% (North America) and 2.75% (UK) over benchmark.","CFO says extended facilities provide financial flexibility to capitalize on portfolio supply."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-24-000047","json":"https://secwatch.observer/filing/0001185348-24-000047.json","markdown":"https://secwatch.observer/filing/0001185348-24-000047.md","text":"https://secwatch.observer/filing/0001185348-24-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000047/0001185348-24-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534824000047/praa-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:49:52.998223+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}