{"schema_version":"secwatch.filing_event.v1","accession":"0001185348-25-000018","form_type":"8-K","ticker":"PRAA","cik":"0001185348","company_name":"PRA GROUP INC","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.504237+00:00","generated_at":"2026-05-17T21:22:09.836818+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PRA Group Q2 net income $42.4M ($1.08 EPS) on record ERC $8.3B, cash collections up 13%","bullets":["Net income $42.4M (diluted EPS $1.08) includes $29.7M after-tax gain from sale of RCB equity interest in Brazil.","Record ERC of $8.3B (+21.9% YoY); total cash collections $536.3M (+13.2%).","Portfolio purchases $346.5M (-8.7% YoY); cash efficiency ratio 62.4% (+355 bps).","Adjusted EBITDA trailing 12 months $1.2B (+16.4%); $10M shares repurchased."],"urls":{"canonical":"https://secwatch.observer/filing/0001185348-25-000018","json":"https://secwatch.observer/filing/0001185348-25-000018.json","markdown":"https://secwatch.observer/filing/0001185348-25-000018.md","text":"https://secwatch.observer/filing/0001185348-25-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1185348/000118534825000018/0001185348-25-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1185348/000118534825000018/praa-20250804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:22:09.836818+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}