secwatch.observer — SEC 8-K summary
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Issuer:     PRA GROUP INC (PRAA)
CIK:        0001185348
Form:       8-K
Filed at:   2025-08-04T23:59:59+00:00
Accession:  0001185348-25-000018
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PRA Group Q2 net income $42.4M ($1.08 EPS) on record ERC $8.3B, cash collections up 13%
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- Net income $42.4M (diluted EPS $1.08) includes $29.7M after-tax gain from sale of RCB equity interest in Brazil.
- Record ERC of $8.3B (+21.9% YoY); total cash collections $536.3M (+13.2%).
- Portfolio purchases $346.5M (-8.7% YoY); cash efficiency ratio 62.4% (+355 bps).
- Adjusted EBITDA trailing 12 months $1.2B (+16.4%); $10M shares repurchased.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1185348/000118534825000018/0001185348-25-000018-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1185348/000118534825000018/praa-20250804.htm
  HTML page:      https://secwatch.observer/filing/0001185348-25-000018

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