PRA Group Q1 2026: Net income $28.2M, cash collections up 11% YoY to $551.9M

PRA GROUP INC

2026-Q1 EPS reported $0.73 revenue$314,533,000

Net income $28.2M ($0.73 diluted EPS); cash collections $551.9M, up 11% YoY.
Portfolio revenue $313.5M (+16.6%); Adjusted EBITDA LTM $1.3B (+13.9%).
Portfolio purchases $220.9M; ERC $8.5B (+9.5%); credit availability $996M.
Operating expenses $211.3M, up $16.2M on higher legal collection costs; compensation and benefits down.
PRA 3.0 strategy ongoing: modernizing tech, launching UK mobile app, global AI initiatives.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

PRA GROUP INC reported first quarter of 2026 results: revenue $313.5 million, net income $28.2 million, EPS $0.73.

Period: first quarter of 2026
Revenue: $313.5 million
Net income: $28.2 million
EPS: $0.73
Result: reported results

Exact text from the filing

returns. • Changes in expected recoveries in Q1 2026 increased to $43.9 million, compared to $27.9 million in Q1 2025. • Total portfolio revenue in Q1 2026 increased 16.6% to $313.5 million, compared to $268.9 million in Q1 2025. Expenses 1. Reflects total cash collections in South America, Canada and Australia. • Operating expenses in Q1 2026 increased $16.2

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Source: SEC EDGAR

accession 0001185348-26-000019

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