PRA Group Q1 2026: Net income $28.2M, cash collections up 11% YoY to $551.9M

PRA GROUP INC

2026-Q1 EPS reported $0.73 revenue$314,533,000

Net income $28.2M ($0.73 diluted EPS); cash collections $551.9M, up 11% YoY.
Portfolio revenue $313.5M (+16.6%); Adjusted EBITDA LTM $1.3B (+13.9%).
Portfolio purchases $220.9M; ERC $8.5B (+9.5%); credit availability $996M.
Operating expenses $211.3M, up $16.2M on higher legal collection costs; compensation and benefits down.
PRA 3.0 strategy ongoing: modernizing tech, launching UK mobile app, global AI initiatives.

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