{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-213678","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2021-07-13T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.385768+00:00","generated_at":"2026-06-30T05:51:41.918324+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FNB to acquire Howard Bancorp in $418M all-stock deal","bullets":["Transaction valued at $21.96/share; Howard stockholders receive 1.8 FNB shares per share.","Pro forma FNB: ~$41B assets, $32B deposits, $27B loans; expects 4% EPS accretion, minimal TBV dilution.","Howard has $2.6B assets, 13 offices in Baltimore/DC; deal expected to close early 2022.","Boards unanimously approved; closing subject to regulatory approvals and Howard stockholder vote."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-213678","json":"https://secwatch.observer/filing/0001193125-21-213678.json","markdown":"https://secwatch.observer/filing/0001193125-21-213678.md","text":"https://secwatch.observer/filing/0001193125-21-213678.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000119312521213678/0001193125-21-213678-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000119312521213678/d202370d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T05:51:41.918324+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}