{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-223027","form_type":"8-K","ticker":"FFIN","cik":"0000036029","company_name":"FIRST FINANCIAL BANKSHARES INC","filed_at":"2021-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.379873+00:00","generated_at":"2026-06-30T03:03:54.702418+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Q2 2021 net income $56.38M ($0.40 EPS); loan growth ex-PPP $193.5M","bullets":["Diluted EPS $0.40 vs $0.38 YoY; net income $56.38M up from $53.47M.","Net interest margin 3.36% vs 3.78%; negative provision for credit losses of $1.21M vs $8.70M provision in Q2 2020.","Nonperforming assets ratio improved to 0.57% from 0.76%; net recoveries of $203K vs net charge-offs of $193K.","Organic loan growth ex-PPP of $193.5M in Q2 and $296.8M YTD; deposits up $1.11B YTD.","Trust fees rose to $8.69M; mortgage income fell to $8.29M on lower pipeline volumes."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-223027","json":"https://secwatch.observer/filing/0001193125-21-223027.json","markdown":"https://secwatch.observer/filing/0001193125-21-223027.md","text":"https://secwatch.observer/filing/0001193125-21-223027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36029/000119312521223027/0001193125-21-223027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36029/000119312521223027/d166331d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T03:03:54.702418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}