{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-230378","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2021-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.647485+00:00","generated_at":"2026-06-30T00:34:50.459105+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"United Bancorp Q2 EPS $0.38 up 31% YoY; record H1 net income $4.09M","bullets":["Q2 diluted EPS $0.38, net income $2.185M; up 31% vs prior year.","H1 diluted EPS $0.71, net income $4.093M; up 25% vs prior year (record).","Loans grew 2.9% to $458.7M; securities portfolio down 24.3% to $148.3M.","Credit quality solid; nonaccrual loans 0.68% of loans; allowance 0.99%.","Equity to assets 9.50%; $69.4M equity up 5.1%; dividend up 36% YoY incl special."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-230378","json":"https://secwatch.observer/filing/0001193125-21-230378.json","markdown":"https://secwatch.observer/filing/0001193125-21-230378.md","text":"https://secwatch.observer/filing/0001193125-21-230378.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000119312521230378/0001193125-21-230378-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000119312521230378/d118640d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T00:34:50.459105+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}