secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2021-07-30T23:59:59+00:00
Accession:  0001193125-21-230378
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q2 EPS $0.38 up 31% YoY; record H1 net income $4.09M
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- Q2 diluted EPS $0.38, net income $2.185M; up 31% vs prior year.
- H1 diluted EPS $0.71, net income $4.093M; up 25% vs prior year (record).
- Loans grew 2.9% to $458.7M; securities portfolio down 24.3% to $148.3M.
- Credit quality solid; nonaccrual loans 0.68% of loans; allowance 0.99%.
- Equity to assets 9.50%; $69.4M equity up 5.1%; dividend up 36% YoY incl special.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000119312521230378/0001193125-21-230378-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000119312521230378/d118640d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-21-230378

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer