{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-235000","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2021-08-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:18.745359+00:00","generated_at":"2026-06-29T23:21:59.682258+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heritage Insurance amends credit agreement: revolver raised to $75M, term loan maturity extended to 2026","bullets":["Revolver increased from $50M to $75M; additional $13.75M term loan advance brings total term debt to $70M.","Term loan maturity extended from Dec 2023 to July 2026; amortization reduced.","Interest rate margins reduced: LIBOR loans now 2.5%-3.0% (previously 3.25%-3.75%); base rate 1.5%-2.0%.","Net proceeds used to repay ~$10M revolver balance and for general corporate purposes.","Negative covenants relaxed, providing more flexibility for the company."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-235000","json":"https://secwatch.observer/filing/0001193125-21-235000.json","markdown":"https://secwatch.observer/filing/0001193125-21-235000.md","text":"https://secwatch.observer/filing/0001193125-21-235000.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312521235000/0001193125-21-235000-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312521235000/d122540d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T23:21:59.682258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}