{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-238088","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2021-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:04:18.745568+00:00","generated_at":"2026-06-29T20:29:37.112258+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heritage Insurance reports Q2 net loss of $4.0M, EPS -$0.14, combined ratio 105.2%","bullets":["Net loss of $4.0M ($0.14 per share) vs net income of $4.1M in prior year quarter.","Gross premiums written up 16.3% YoY to $337.7M; premiums-in-force $1.2B.","Net combined ratio 105.2% vs 100.0% prior year; higher weather losses of $35.5M.","Book value per share $15.20, down 0.8% from Q1 2021.","Declared quarterly dividend of $0.06 per share, payable Oct 6 to holders of record Sep 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-238088","json":"https://secwatch.observer/filing/0001193125-21-238088.json","markdown":"https://secwatch.observer/filing/0001193125-21-238088.md","text":"https://secwatch.observer/filing/0001193125-21-238088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312521238088/0001193125-21-238088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312521238088/d189934d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T20:29:37.112258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}