---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-238088"
form_type: "8-K"
ticker: "HRTG"
cik: "0001598665"
company_name: "Heritage Insurance Holdings, Inc."
filed_at: "2021-08-06T23:59:59+00:00"
generated_at: "2026-06-29T20:29:37.112258+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Heritage Insurance reports Q2 net loss of $4.0M, EPS -$0.14, combined ratio 105.2%

## Summary
- Net loss of $4.0M ($0.14 per share) vs net income of $4.1M in prior year quarter.
- Gross premiums written up 16.3% YoY to $337.7M; premiums-in-force $1.2B.
- Net combined ratio 105.2% vs 100.0% prior year; higher weather losses of $35.5M.
- Book value per share $15.20, down 0.8% from Q1 2021.
- Declared quarterly dividend of $0.06 per share, payable Oct 6 to holders of record Sep 15.

## SEC filing metadata
- accession: 0001193125-21-238088
- form_type: 8-K
- ticker: HRTG
- cik: 0001598665
- company_name: Heritage Insurance Holdings, Inc.
- filed_at: 2021-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1598665/000119312521238088/0001193125-21-238088-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1598665/000119312521238088/d189934d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-238088
- JSON: https://secwatch.observer/filing/0001193125-21-238088.json
- Plain text: https://secwatch.observer/filing/0001193125-21-238088.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.