{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-251573","form_type":"8-K","ticker":"FICO","cik":"0000814547","company_name":"FAIR ISAAC CORP","filed_at":"2021-08-19T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.873822+00:00","generated_at":"2026-06-29T09:03:34.427481+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FICO enters $600M credit agreement, draws $475M to refinance debt","bullets":["New $600M unsecured five-year revolving credit facility, replacing prior facility.","Borrowed $475M at closing to refinance existing debt; may also fund share repurchases and working capital.","Financial covenants: interest coverage ratio >= 3.00x, total leverage <= 3.50x (step-up to 4.00x post-acquisitions).","Interest margins: Eurodollar +100-175 bps, commitment fee 17.5-30 bps, based on total leverage ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-251573","json":"https://secwatch.observer/filing/0001193125-21-251573.json","markdown":"https://secwatch.observer/filing/0001193125-21-251573.md","text":"https://secwatch.observer/filing/0001193125-21-251573.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/814547/000119312521251573/0001193125-21-251573-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/814547/000119312521251573/d214746d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T09:03:34.427481+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}