{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-262096","form_type":"8-K","ticker":"EFX","cik":"0000033185","company_name":"EQUIFAX INC","filed_at":"2021-08-31T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.345446+00:00","generated_at":"2026-06-29T06:53:00.257670+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Equifax enters new $1.5B revolver and $700M term loan to finance Appriss acquisition","bullets":["New $1.5B unsecured revolver replaces existing $1.1B facility; matures in 5 years.","Entered $700M delayed-draw term loan; expects full draw on Appriss closing date.","Existing $1.1B facility terminated upon effectiveness of new credit agreements.","Leverage ratio covenant set at 3.75x-4.25x depending on post-Appriss acquisition period.","Interest on borrowings is based on base rate or LIBOR plus margins tied to debt ratings."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-262096","json":"https://secwatch.observer/filing/0001193125-21-262096.json","markdown":"https://secwatch.observer/filing/0001193125-21-262096.md","text":"https://secwatch.observer/filing/0001193125-21-262096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33185/000119312521262096/0001193125-21-262096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33185/000119312521262096/d220137d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T06:53:00.257670+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}