---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-288959"
form_type: "8-K"
ticker: "FMAO"
cik: "0000792966"
company_name: "FARMERS & MERCHANTS BANCORP INC"
filed_at: "2021-10-01T23:59:59+00:00"
generated_at: "2026-06-29T00:12:30.227419+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Farmers & Merchants completes acquisition of Perpetual Federal Savings Bank, adding $395M assets

## Summary
- Completed acquisition of Perpetual Federal Savings Bank, which had ~$395M assets at June 30, 2021.
- Combined company now has total assets of ~$2.64B, deposits of $2.23B, and loans of $1.81B.
- F&M now operates 31 full-service offices across Ohio, Indiana, and LPOs in Ohio, Indiana, Michigan.
- Third acquisition in 12 months; branch signage transitions Oct 4, system conversion on Oct 18.

## SEC filing metadata
- accession: 0001193125-21-288959
- form_type: 8-K
- ticker: FMAO
- cik: 0000792966
- company_name: FARMERS & MERCHANTS BANCORP INC
- filed_at: 2021-10-01T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/792966/000119312521288959/0001193125-21-288959-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/792966/000119312521288959/d199277d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-288959
- JSON: https://secwatch.observer/filing/0001193125-21-288959.json
- Plain text: https://secwatch.observer/filing/0001193125-21-288959.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.