---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-301120"
form_type: "8-K"
ticker: "EVER"
cik: "0001640428"
company_name: "EverQuote, Inc."
filed_at: "2021-10-18T23:59:59+00:00"
generated_at: "2026-06-28T20:18:14.124415+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# EverQuote preannounces Q3 revenue $106.5-107.5M, below guidance; cuts non-marketing costs 10%

## Summary
- Total revenue expected $106.5-107.5M vs guidance of $109-111M; variable marketing margin $32-32.5M vs $33-34M.
- Adjusted EBITDA forecast $2.0-2.5M, well below guidance of $4.5-5.5M; GAAP net loss $5.5-6.0M.
- Auto insurance carriers pulled back marketing due to higher claims losses; EverQuote cites temporary industry dynamics.
- Company implementing ~10% structural reduction in non-marketing operating expenses, mainly in auto marketplace operations.
- Management expects non-auto verticals (health) to be unaffected and remains confident in Q4 health insurance outlook.

## SEC filing metadata
- accession: 0001193125-21-301120
- form_type: 8-K
- ticker: EVER
- cik: 0001640428
- company_name: EverQuote, Inc.
- filed_at: 2021-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640428/000119312521301120/0001193125-21-301120-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640428/000119312521301120/d232950d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-301120
- JSON: https://secwatch.observer/filing/0001193125-21-301120.json
- Plain text: https://secwatch.observer/filing/0001193125-21-301120.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.