secwatch.observer — SEC 8-K summary
======================================

Issuer:     FIRST FINANCIAL BANKSHARES INC (FFIN)
CIK:        0000036029
Form:       8-K
Filed at:   2021-10-21T23:59:59+00:00
Accession:  0001193125-21-304202
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Bankshares Q3 2021 net income $58.93M, EPS $0.41 vs $0.37 YoY
-----------------------------------------------------------------------------

- Net income $58.93M, diluted EPS $0.41; vs $52.86M and $0.37 in Q3 2020.
- Net interest income $95.78M (up 7.4% YoY); NIM 3.41% vs 3.75%.
- No provision for credit losses vs $9M in Q3 2020; net recoveries $1.23M.
- Loans excl. PPP grew $557.21M (12.14%) YoY; total loans flat at $5.29B.
- Nonperforming assets improved to 0.48% of loans from 0.81% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/36029/000119312521304202/0001193125-21-304202-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/36029/000119312521304202/d231145d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-21-304202

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer