{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-307620","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2021-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.163650+00:00","generated_at":"2026-06-28T18:11:01.802487+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"F.N.B. receives final regulatory clearances for Howard Bancorp merger; vote Nov. 9","bullets":["Final approvals received from Federal Reserve, OCC, and Maryland regulator for Howard Bancorp merger.","Deal expected to be 4% accretive to EPS with minimal tangible book value impact; CET1 ratio unchanged.","Howard stockholders to vote on merger on Nov. 9; exchange ratio fixed at 1.8 FNB shares per Howard share.","Combined bank projected to become sixth largest deposit holder in Baltimore, MD."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-307620","json":"https://secwatch.observer/filing/0001193125-21-307620.json","markdown":"https://secwatch.observer/filing/0001193125-21-307620.md","text":"https://secwatch.observer/filing/0001193125-21-307620.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000119312521307620/0001193125-21-307620-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000119312521307620/d229558d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:11:01.802487+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}