{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-313109","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2021-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.457346+00:00","generated_at":"2026-06-28T16:23:31.864246+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Bancorp Q3 EPS $0.50 (+39% YoY); record 9-month net income $6.995M","bullets":["Q3 2021 diluted EPS $0.50, up 39% YoY; net income $2.902M, up 41%.","9-month 2021 diluted EPS $1.21, up 30%; net income $6.995M, a record.","Net interest margin 3.57%, down 1 bp YoY; credit reserve release of $400K in Q3.","Total assets $730.4M; annualized ROA 1.31%, ROE 13.31% for 9 months.","Year-over-year dividend increased 25% (including $0.10 special); stock price up 13.85% to $14.30."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-313109","json":"https://secwatch.observer/filing/0001193125-21-313109.json","markdown":"https://secwatch.observer/filing/0001193125-21-313109.md","text":"https://secwatch.observer/filing/0001193125-21-313109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000119312521313109/0001193125-21-313109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000119312521313109/d197072d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:23:31.864246+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}