secwatch.observer — SEC 8-K summary
======================================

Issuer:     UNITED BANCORP INC /OH/ (UBCP)
CIK:        0000731653
Form:       8-K
Filed at:   2021-10-29T23:59:59+00:00
Accession:  0001193125-21-313109
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bancorp Q3 EPS $0.50 (+39% YoY); record 9-month net income $6.995M
-------------------------------------------------------------------------

- Q3 2021 diluted EPS $0.50, up 39% YoY; net income $2.902M, up 41%.
- 9-month 2021 diluted EPS $1.21, up 30%; net income $6.995M, a record.
- Net interest margin 3.57%, down 1 bp YoY; credit reserve release of $400K in Q3.
- Total assets $730.4M; annualized ROA 1.31%, ROE 13.31% for 9 months.
- Year-over-year dividend increased 25% (including $0.10 special); stock price up 13.85% to $14.30.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/731653/000119312521313109/0001193125-21-313109-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/731653/000119312521313109/d197072d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-21-313109

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer