{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-315381","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2021-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.438557+00:00","generated_at":"2026-06-28T15:45:50.870347+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"EverQuote Q3 revenue up 20% to $107.6M, but cuts FY guidance sharply on auto headwinds","bullets":["Revenue $107.6M (+20% YoY); GAAP net loss widened to $5.3M from $3.2M; Adj EBITDA fell to $2.7M from $5.2M.","FY2021 revenue guidance lowered to $410-415M (from $440-446M); Adj EBITDA cut to $12.5-15.5M (from $23-26M).","Q4 2021 guidance: revenue $93.5-98.5M, Adj EBITDA ($1.5)-$1.5M; VMM $30.5-33.5M.","Company conducted ~10% reduction in non-marketing OpEx and shifted to new organizational model.","Closed PolicyFuel acquisition (auto DTC agency); auto vertical challenged, non-auto/health expected to perform."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-315381","json":"https://secwatch.observer/filing/0001193125-21-315381.json","markdown":"https://secwatch.observer/filing/0001193125-21-315381.md","text":"https://secwatch.observer/filing/0001193125-21-315381.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312521315381/0001193125-21-315381-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312521315381/d226681d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T15:45:50.870347+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}