---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-315381"
form_type: "8-K"
ticker: "EVER"
cik: "0001640428"
company_name: "EverQuote, Inc."
filed_at: "2021-11-01T23:59:59+00:00"
generated_at: "2026-06-28T15:45:50.870347+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# EverQuote Q3 revenue up 20% to $107.6M, but cuts FY guidance sharply on auto headwinds

## Summary
- Revenue $107.6M (+20% YoY); GAAP net loss widened to $5.3M from $3.2M; Adj EBITDA fell to $2.7M from $5.2M.
- FY2021 revenue guidance lowered to $410-415M (from $440-446M); Adj EBITDA cut to $12.5-15.5M (from $23-26M).
- Q4 2021 guidance: revenue $93.5-98.5M, Adj EBITDA ($1.5)-$1.5M; VMM $30.5-33.5M.
- Company conducted ~10% reduction in non-marketing OpEx and shifted to new organizational model.
- Closed PolicyFuel acquisition (auto DTC agency); auto vertical challenged, non-auto/health expected to perform.

## SEC filing metadata
- accession: 0001193125-21-315381
- form_type: 8-K
- ticker: EVER
- cik: 0001640428
- company_name: EverQuote, Inc.
- filed_at: 2021-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640428/000119312521315381/0001193125-21-315381-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640428/000119312521315381/d226681d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-315381
- JSON: https://secwatch.observer/filing/0001193125-21-315381.json
- Plain text: https://secwatch.observer/filing/0001193125-21-315381.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.