---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-317791"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2021-11-03T23:59:59+00:00"
generated_at: "2026-06-28T13:38:22.473225+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# AFG Q3 core EPS $2.71 (+96% YoY); raises FY guidance; declares $4 special dividend

## Summary
- Core net operating earnings $2.71 per share, up 96% from $1.38 in Q3 2020.
- Raises full-year 2021 core EPS guidance to $10.10-$10.70 from $8.40-$9.20.
- Declares special cash dividend of $4.00 per share, payable Nov 22 to holders of record Nov 15.
- P&C combined ratio improves to 89.0% from 92.1%; net earned premiums up 16% YoY.

## SEC filing metadata
- accession: 0001193125-21-317791
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2021-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312521317791/0001193125-21-317791-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312521317791/d374445d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-317791
- JSON: https://secwatch.observer/filing/0001193125-21-317791.json
- Plain text: https://secwatch.observer/filing/0001193125-21-317791.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.