{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-21-319560","form_type":"8-K","ticker":"BSBK","cik":"0001787414","company_name":"Bogota Financial Corp.","filed_at":"2021-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.134985+00:00","generated_at":"2026-06-28T13:15:41.988875+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bogota Financial Q3 net income rises 9% to $1.0M; Gibraltar integration complete","bullets":["Q3 2021 net income $1.0M, up 9% from $956K YoY; nine-month net income $5.5M vs $1.0M (incl. $1.9M bargain purchase gain).","Total assets $835M (+12.7% YTD); net loans $579.9M (+4%); deposits $591.2M (+17.8%), driven by Gibraltar acquisition.","Net interest margin for nine months expanded 60 bps to 2.50%; strong credit quality with NPLs at 0.33% of assets.","Completed Gibraltar Bank integration in Aug 2021; opened Hasbrouck Heights branch with $10M+ deposits.","PPP second round processed 54 applications totaling $6.9M in 2021; COVID deferrals down to one loan."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-21-319560","json":"https://secwatch.observer/filing/0001193125-21-319560.json","markdown":"https://secwatch.observer/filing/0001193125-21-319560.md","text":"https://secwatch.observer/filing/0001193125-21-319560.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1787414/000119312521319560/0001193125-21-319560-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1787414/000119312521319560/d253720d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:15:41.988875+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}