---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-21-333853"
form_type: "8-K/A"
ticker: "FMNB"
cik: "0000709337"
company_name: "FARMERS NATIONAL BANC CORP /OH/"
filed_at: "2021-11-18T23:59:59+00:00"
generated_at: "2026-06-28T07:11:42.008578+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# FMNB files Cortland Bancorp 2020 audited financials; net income $8.3M

## Summary
- Cortland Bancorp's 2020 net income $8.3M ($1.97 EPS) vs $7.3M ($1.68 EPS) in 2019.
- Total loans $557M at Dec 2020; allowance $6.0M (1.08% of loans); total assets $821M.
- Pro forma combined financials as of June 30, 2021 filed but not summarized here.

## SEC filing metadata
- accession: 0001193125-21-333853
- form_type: 8-K/A
- ticker: FMNB
- cik: 0000709337
- company_name: FARMERS NATIONAL BANC CORP /OH/
- filed_at: 2021-11-18T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/709337/000119312521333853/0001193125-21-333853-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/709337/000119312521333853/d209660d8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-21-333853
- JSON: https://secwatch.observer/filing/0001193125-21-333853.json
- Plain text: https://secwatch.observer/filing/0001193125-21-333853.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.