{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-015532","form_type":"8-K","ticker":"FNB","cik":"0000037808","company_name":"FNB CORP/PA/","filed_at":"2022-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.277302+00:00","generated_at":"2026-06-27T16:21:03.568250+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"FNB completes Howard Bancorp merger; pro forma assets $42B, deposits $33B","bullets":["Merger closed Jan 22, 2022; each Howard share converted into 1.8 FNB shares.","Pro forma total assets ~$42B, total loans ~$27B, total deposits ~$33B.","FNB now holds #6 retail deposit share in Baltimore MSA; customer conversion Feb 7, 2022.","Howard stock delisted from NASDAQ; options and RSUs converted at 1.8 ratio.","Acquisition adds scale in Mid-Atlantic; new customers gain digital banking and wealth services."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-015532","json":"https://secwatch.observer/filing/0001193125-22-015532.json","markdown":"https://secwatch.observer/filing/0001193125-22-015532.md","text":"https://secwatch.observer/filing/0001193125-22-015532.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/37808/000119312522015532/0001193125-22-015532-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/37808/000119312522015532/d288594d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T16:21:03.568250+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}