---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-020801"
form_type: "8-K"
ticker: "FMNB"
cik: "0000709337"
company_name: "FARMERS NATIONAL BANC CORP /OH/"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T14:26:55.250289+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Farmers National Banc Corp reports record net income of $51.8M for 2021, up 27% YoY

## Summary
- Net income $51.8M, ~27% increase vs 2020; sixth consecutive year of record earnings.
- Total loans $2.3B (+10.6% YoY); total deposits up 34% over prior year.
- Book value per share $13.94, a record, up 12% YoY; eighth consecutive annual increase.
- Wealth Management assets under care $3.14B, revenue $22.4M in 2021.
- Second Lab Branch in Canton planned for later 2022; Cortland Bancorp acquisition contributed.

## SEC filing metadata
- accession: 0001193125-22-020801
- form_type: 8-K
- ticker: FMNB
- cik: 0000709337
- company_name: FARMERS NATIONAL BANC CORP /OH/
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/709337/000119312522020801/0001193125-22-020801-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/709337/000119312522020801/d299194d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-020801
- JSON: https://secwatch.observer/filing/0001193125-22-020801.json
- Plain text: https://secwatch.observer/filing/0001193125-22-020801.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.