{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-024614","form_type":"8-K","ticker":"CB","cik":"0000896159","company_name":"Chubb Ltd","filed_at":"2022-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:10.232907+00:00","generated_at":"2026-06-27T13:20:37.512981+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Chubb Q4 core operating EPS $3.81 record, up 19.8% YoY; P&C combined ratio 85.5%","bullets":["Q4 net income $2.14B ($4.95 EPS); core operating income record $1.65B ($3.81 EPS, +19.8%).","P&C underwriting income $1.27B record; combined ratio 85.5% vs 87.6% prior year; commercial lines NPW +12.9%.","Full-year net income $8.54B ($19.27 EPS, +147%); core operating income $5.57B ($12.56 EPS, +72%).","Record full-year P&C combined ratio 89.1%; current accident year ex-cat combined ratio 84.8% (record).","Agreements to increase Huatai Group ownership to 86.1% (pending regulatory approval); returned $6.25B to shareholders in 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-024614","json":"https://secwatch.observer/filing/0001193125-22-024614.json","markdown":"https://secwatch.observer/filing/0001193125-22-024614.md","text":"https://secwatch.observer/filing/0001193125-22-024614.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/896159/000119312522024614/0001193125-22-024614-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/896159/000119312522024614/d272549d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T13:20:37.512981+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}