---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-024614"
form_type: "8-K"
ticker: "CB"
cik: "0000896159"
company_name: "Chubb Ltd"
filed_at: "2022-02-01T23:59:59+00:00"
generated_at: "2026-06-27T13:20:37.512981+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Chubb Q4 core operating EPS $3.81 record, up 19.8% YoY; P&C combined ratio 85.5%

## Summary
- Q4 net income $2.14B ($4.95 EPS); core operating income record $1.65B ($3.81 EPS, +19.8%).
- P&C underwriting income $1.27B record; combined ratio 85.5% vs 87.6% prior year; commercial lines NPW +12.9%.
- Full-year net income $8.54B ($19.27 EPS, +147%); core operating income $5.57B ($12.56 EPS, +72%).
- Record full-year P&C combined ratio 89.1%; current accident year ex-cat combined ratio 84.8% (record).
- Agreements to increase Huatai Group ownership to 86.1% (pending regulatory approval); returned $6.25B to shareholders in 2021.

## SEC filing metadata
- accession: 0001193125-22-024614
- form_type: 8-K
- ticker: CB
- cik: 0000896159
- company_name: Chubb Ltd
- filed_at: 2022-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/896159/000119312522024614/0001193125-22-024614-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/896159/000119312522024614/d272549d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-024614
- JSON: https://secwatch.observer/filing/0001193125-22-024614.json
- Plain text: https://secwatch.observer/filing/0001193125-22-024614.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.