{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-22-026591","form_type":"8-K","ticker":"BSBK","cik":"0001787414","company_name":"Bogota Financial Corp.","filed_at":"2022-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:08.214399+00:00","generated_at":"2026-06-27T11:51:31.942981+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bogota Financial Q4 net income doubles to $2.0M; FY21 net income $7.5M vs $2.1M","bullets":["Q4 2021 net income $2.0M, up 94% YoY from $1.0M; FY21 net income $7.5M vs $2.1M.","Net interest margin rose 57 bps to 2.50% for FY21; credit provision of $88K vs $200K provision in prior year.","Total assets $837.4M (+13%); deposits $597.5M (+19%) driven by Gibraltar Bank acquisition.","Non-performing assets low at $1.9M (0.23% of total assets); only one loan still on COVID deferral.","Non-GAAP core earnings $5.9M in FY21 vs $4.3M in FY20, reflecting steady growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-22-026591","json":"https://secwatch.observer/filing/0001193125-22-026591.json","markdown":"https://secwatch.observer/filing/0001193125-22-026591.md","text":"https://secwatch.observer/filing/0001193125-22-026591.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1787414/000119312522026591/0001193125-22-026591-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1787414/000119312522026591/d288758d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T11:51:31.942981+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}