---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-22-041613"
form_type: "8-K"
ticker: "NCNO"
cik: "0001902733"
company_name: "nCino, Inc."
filed_at: "2022-02-14T23:59:59+00:00"
generated_at: "2026-06-27T08:34:35.523993+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# nCino enters $50M revolving credit facility with Bank of America, matures 2024

## Summary
- $50M senior secured revolver; letters of credit sublimit $7.5M.
- Interest options: Base Rate (0% margin) or BSBY+1.00%; unused fee 0.25%.
- Financial covenant: maintain consolidated liquidity at least $50M.
- Credit facility matures February 11, 2024; no prepayment penalty.
- Guaranteed by nCino and material domestic subs; secured by substantially all personal property.

## SEC filing metadata
- accession: 0001193125-22-041613
- form_type: 8-K
- ticker: NCNO
- cik: 0001902733
- company_name: nCino, Inc.
- filed_at: 2022-02-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1902733/000119312522041613/0001193125-22-041613-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1902733/000119312522041613/d319370d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-22-041613
- JSON: https://secwatch.observer/filing/0001193125-22-041613.json
- Plain text: https://secwatch.observer/filing/0001193125-22-041613.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.